Food Summit Revolution

I hope you and your family are well!  I decided almost a decade ago to quietly immerse myself in wellness and lifestyle education after witnessing the cumulative effects on those closest to me: my Family, Friends and Clients.  I understand the sensitivity around the topic and feel a responsibility to share the positive power of what I am learning.  Witnessing the impact of the coronavirus, especially on those with preexisting conditions, has moved me to share at this time.  Over the years, I have learned there is little more closely tied to our financial independence than protecting our wellness and lifestyle.  The two are inextricably connected, and no one is talking about it.  My vision is to start sharing empowering content, from time to time, related to health and lifestyle in the spirit of us pursuing a better quality of life. Read more

When Will The Recession Officially Start?

With 22 million jobs lost in the past four weeks, a record drop in retail sales, and huge drops in industrial production and housing starts, it is safe to say we are likely in a recession. Even the Federal Reserve (Fed) in the recent Beige Book said that “economic activity contracted sharply and abruptly.” We highly doubt the Fed would say that if they didn’t believe the economy was in a recession. Read more

Big Annual Declines Are Rare

Stocks have rallied nicely off the March 23 lows on the back of a bold policy response from the Federal Reserve (Fed) and lawmakers in Washington, DC, which was followed by signs that a peak in growth of COVID-19 cases may come soon. At Wednesday’s close, the S&P 500 Index stood 19% above the March 23 closing low but down 17.7% for the year. That begs the question whether a positive year is possible with a pretty big hole still left to dig out of. Read more

4.2.20 Business Owners Influencers and the Paycheck Protection Program

We wanted to reach out to our business owners and influencers to share information regarding the Small Business Administration’s (SBA) loan program that is part of the CARES Act signed by the President last Friday.  The legislation allows for $349 billion in forgivable loans to small business owners to meet payroll during the coronavirus crisis.  The Paycheck Protection Fact Sheet is full of great information and other resources can be found by visiting United States Treasury or Coronavirus: Small Business Guidance and Loan Resources.  You can access funds by applying through any SBA lender such as a bank or credit union starting April 3rd.  The program overview states “The loan will be fully forgiven if the funds are used for payroll costs, interest on mortgages, rent, and utilities.  Loan payments will also be deferred for six months.  No collateral or personal guarantees are required.  Neither the government nor lenders will charge small businesses any fees.”  Read more