Spend Less Than You Make

Financial independence is not about how much you earn, it’s about how much you keep.

Pay Yourself First

Contribute to your retirement accounts automatically. Using the long-term results of stocks and a normal retirement age, even a minimum wage worker could become a millionaire if one hour a day’s pay was contributed to a retirement account. If a Roth account was utilized, the balance could be tax free. This is a powerful concept.

Be Consumer Debt Free

Do not go into debt to buy things you do not need.

Buying a Home

A home is the single largest purchase most people will make during their lifetime. How you buy it can make a significant difference in your financial future. Check out our article on Buying A Home.

It’s Time In The Market That Counts

Owning stocks is a great way to build exponential wealth.  It’s time in the market that counts, not timing the market.  Invest in quality companies, stay the course when the road gets rocky and think lifetime/generationally.

Decisions are Cumulative

Today’s decisions affect tomorrow’s outcomes. 

Stock investing includes risks, including fluctuating prices and loss of principal.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

All performance referenced is historical and is no guarantee of future results.