Every choice, decision and dollar presents an opportunity to expand our life. To do so financially requires us to start by spending less than we earn and putting the difference to work. Doing that in a world constantly vying for our attention is not easy.

The Retirement Rules of the Road

We have found that creating and working a monthly spending plan and tracking expenses influences both to stay in line.  Efficiencies and inefficiencies are quickly found and can be leveraged for our benefit.  The repetitive nature of this practice taps the subconscious mind to where it eventually becomes second nature.  It takes a little extra time, about five minutes a day.    

Extra is what we’re interested in as the only difference between an ordinary life and an extraordinary life is the word extra.  Do just a little more.  Small tweaks can make big dreams happen.     

Take care,